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Insurance services

Our focus is based in the market, industry and our clients activities and risks knowledge and analysis, as well as the controls that the managers apply.

  • Market - Insurance market has been subject of big changes in the last decade: partial open market, fusions, competition and risks increase, clients needs and abrupt financial changes.

    The Superintendence of Insurance and re-Insurance is the market insurer's agent regulator in our country from 1994, time in which our country insurer market is open, except the work accidents insurance that continues being monopoly of the State Insurance Bank (B.S.E).

    It concerns to the Superintendence of Insurance and re-Insurance to control to the public and private companies that carry out activities of insuring or re-insuring and among other, to exercise supervision tasks such inspection to fix and to modify minimum capitals quantity, establishment of solvency margins, technical reservations and patrimonial adaptation approval plans. The regulator agent communicates with the insurer market through Papers and Communications where it establishes the performance topics.

    In accordance with the last figures published by the regulator agent, there are 16 private companies operating in our market besides the state company, which are the 29% of the insurer market.

PKF CHIARINO & ASOCIADOS has specialized personnel in the insurance industry, working next to our clients in order to understand and evaluate the different variables. The audit is one of our main activities and our sectored specialization is one of the factors that gives us prestige among our clients.

Additionally, we contribute global solutions for the insurance industry through the following services:

  • Business Advice
  • Companies reengineering
  • Information Technology and Security
  • Internal Audit
  • External Audit
  • Taxes
  • Personnel selection